Best Banana Bread

Yields 1 loaf

Ingredients:
2 Cups flour, all-purpose 
2 tsp baking powder 
1/2 tsp baking soda 
3/4 tsp salt, table
1/2 Cup sugar, white 
1 Large egg, whole beaten
1/2 Cup oil, vegetable 
1 Cup banana mashed, ripe (preferably overripe)
1 Tbls juice, lemon 

Optional Ingredients:
1 Cup walnuts, English chopped
OR
1 Cup chocolate chips, semi-sweet

Directions: 
Preheat oven to 350 degrees (325 degrees for a convection oven).

Sift dry ingredients together.  If using, add 3/4 cup walnuts or 1 cup chocolate chips. 

Combine remaining ingredients together and add to the dry ingredients. Stir BY HAND only until flour is moistened and you see no more flour - be careful NOT to over mix. 

Pour into greased 9x5 loaf pan. If using walnuts, sprinkle remaining 1/4 cup walnuts over top. 

Bake for 45 minutes to 1 hour (until toothpick inserted into the center comes out clean).

Let cool in pan on counter for 5 to 10 minutes, then dump out into rack to finish cooling.